Kausthubham Nidhi Limited

952 674 1 999

952 674 1 999

9:00 am- 5:00 pm

Be Safe, Go Digital​

The whole world is facing the pandemic COVID-19. In this challenging situation happening all around the world, our customers can continue saving your money through our digital payment methods.

Scan the QR code with any UPI supported apps (eg: BHIM App, Google Pay, PhonePe, PayTM, etc.) and transfer money.

We’ll provide 24×7 limited support to our customers through WhatsApp

About Us

Kausthubham Nidhi Ltd is a Public Limited Company, established in the year 2019 under the provisions of section 406 and sub section 1 and 2 of section 409 Indian Companies Act and having the right to do almost all banking activities in line with Nidhi Rules.

The Head Office is at Pathuthara Bldng., Manjeri Road, Wandoor, Malappuram Dist., Kerala. At present working of the Company is under the direct supervision and responsibility of a Board Of Directors.

The object of the Company is to encourage and afford all facilities for cultivating thrift, saving habits and to render all financial assistance to its members by receiving long and short term deposits and lend, grant loans to them as allowed by Govt. Laws.

Our Investment Services

Fixed Deposits

Fixed Deposit scheme is the right option for those who wish to invest their money and get periodical income by way of interest. You can opt for monthly, half-yearly, quarterly or yearly interest payments.

Customers can also avail loan against FD up to 90% of deposit

Recurring Deposits

Recurring Deposit is a type of term deposit which allows you to save a fixed amount every month systematically.

Standing instruction facility will enable automatic transfer of installment amount from your savings account

Savings Deposits

Saving money habit will improve the quality of life and will help you to feel better and to sleep better. 

The money can be withdrawn by using withdrawal slip in the concerned branches. Saving account is of continuing nature. There is no maximum period.

Nithya Nidhi Deposits​

Nithya Nidhi Deposit is aiming the members with small earnings, and would like to save in daily basis. This is a revolutionary savings scheme where in the power of small savings is realized by a member. 

Our Loan Schemes

Gold Loans

Unlock the value of your gold while you continue to own it.
KNL designed to provide liquidity against gold and gold Jewelers without having to sell them. Let your gold help you bring the golden period in life

Mortgage Loans

KNL offer convenient and flexible loan schemes on your assets to meet your various financial leads. Our experts ensures you the affordable EMI and tenure.

Business Loans

We offer the best fit loan schemes which are designed by the financial experts to fuel your business. Keeping the best service in mind we ensures quick processing, multiple collateral options and competitive interest rates.

FD Loans

You can avail loans against your term deposits

We are providing  loan up to 90% of the deposit amount. Loans are provided against Fixed Deposits and Recurring deposits.

Our Key Features

Approved by Cntrl. Govt. of India
No Hidden Charges
Affordable & Attractive Schemes
Experienced & Trustful Management
FD with Best Rate of Return
Fast Processing of Gold Loans
SMS Notification facilities available

Contact Us

Admn. Office
Pathuthara Building, Manjeri Road, Wandoor, Kerala, 679328

Tele Support
+91 952 674 1 999

WhatsApp Support
+91 952 674 1 999

9:00 am- 5:00 pm

©  Kausthubham Nidhi Limited 2020​